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• 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many
• Up to 1% unlimited Cashback Bonus® on all other purchases
• 5% to 20% Cashback Bonus® through our exclusive online shopping site
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Discover® More® Card
Discover® More(SM)
The Discover® More(SM) is a credit card made not only for people that conduct most of their transactions with a credit card, but also those that are vigilant and stay on top of the many features and cash-back plans this one has to offer.
With no annual fee and a twenty-five day grace period on purchases (the standard is twenty days on most other cards), this card boasts a 0% APR on transfers for 12 months for balance and purchases. The method of average daily balance is used to calculate balance monthly.
While the standard APR, which averages between 10.99% and 18.99%, might not look that appealing at first glance, this card more than pays for itself because of its great features and rewards.
The Discover® More(SM) also uses a tiered cash back rebate formula on all other purchases. It works like this: The tiered cash back formula is based solely on your annual expenditure . For the first $1,500 in expenditure, your rebate is 0.25%. From $1,500 to $3,000, you'll earn 0.50%. If expenditure exceeds $3,000, the rebate is 1%. These rebates are unlimited and will never expire. Although the tiered rebate plan might not appeal to some people, it comes with even more money saving and making features.
The greatest feature of The Discover® More(SM) card is that you can earn up to 5% from various GET MORE merchants and Discover's partners. In this program, this means you can earn 5% back on every purchase you make at these participating merchants. The GET MORE program includes many popular retailers and merchants, and it can even help save you money on gas. This is where the consumer has the opportunity to maximize their savings. To do this, they have to check each month to see which merchants are a part of the GET MORE program because they rotate and change monthly,
Unbelievably, you can take those same rebates and double them. This is the second great feature of The Discover® More(SM) card. You can take the rebates you've earned while using the card and exchange them at participating merchants for gift certificates that will up to double the value of that same rebate. This means that a $25.00 rebate can instantly transform into a $50.00 gift certificate at a partnership.
On top of all this, if you choose to browse merchants from Discover's website, you will receive even more incentives, rebates, and cash back rewards - even discounts from manufacturer's suggested retail pricing.
People that hunt bargains and keep close tabs on their spending habits and bills will find that this card might very well be the perfect one to suit their needs.
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Introductory Offer
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Introductory Term
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Annual Fee
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Late Fee
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Credit Required
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0% Intro APR*
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See Terms*
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None*
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See Terms*
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Excellent
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